Many would say that an executive-level career in
the financial services industry is becoming more
difficult. What energizes you to continue to stay
the course every day?
Our employees. Being surrounded by a dedicated
and extremely hardworking group of people that
don’t take themselves too seriously, sharing a passion for making meaningful impact and challenging the
Co-Founder & CEO
Chief Engagement Officer
Radius Financial Group, Inc.
What are the three things you think about if you
awaken at 3 a.m.?
The constantly changing regulatory environment,
cost of compliance, and severe repercussions for even
minor and innocent errors.
David Stevens, President and CEO of the Mortgage Bankers Association, recently commented on
this notion, referring to it as “The atmosphere of the
unknown.” This environment of fear and trepidation
rather than an environment of constructive engagement and compliance have a steep cost. Not just
costs for compliance or production but costs for any
mistake, even a minor one that may have no bearing
on the efficacy of the loan, making lenders even more
conservative in lending.
I agree with the belief that the regulatory environment is failing the very borrowers policymakers set
out to protect - young families, thriving generations
of new Americans, and first time homebuyers; all the
while driving up rental costs as homeownership lags
and rental demand soars.
What was your first job, and, what was your first
job in financial services if that is different?
I started working when I was eleven years old.
My family owned a restaurant and that taught me so
many things, especially a work ethic that is simply innate in me.
After graduating college, I got my first job in the
banking industry and eventually landed an opportunity
with a national mortgage lender. Being surrounded by
so many smart and collaborative people I was fortunate to have gained tremendous insight into all aspects
of the mortgage banking business. I never aspired to
be a “banker,” but, once I started working with people,
I absolutely loved it. Being a loan officer was often
stressful and challenging, but, it was also a lot of fun.
When I look back and think of all the jobs I could have
ended up with, I feel fortunate I landed with something I loved and even after the housing crisis and the
industry being turned upside down, I still love it.